Finally, a real choice
Current Account, provided by Heritage Credit Union, gives you a real choice for your day-to-day financial needs.
Features & Benefits
- Easy to sign up
- Same friendly service
- Globally accepted Debit Mastercard
- Use in-store, online or at ATMs
- Cashback available at participating retailers
- Contactless payments
- Apple Pay, Google Pay, Fitbit Pay
- Transparent Fees
- Overdraft for unexpected expenses
- No surcharge interest on overdrafts
- Automate regular payments using Standing Orders & Direct Debits
- Stay in control with our Mobile App, eStatements and eFee Advices
- Secure online shopping
- 24/7 support for lost/stolen debit cards
Current Account
With instant access to your money through a Debit Mastercard®, a secure app and online portal, and mobile functionality, you can pay your bills, withdraw cash and pay at point of sale, anywhere in the world.
Current Account is a full service current account, brought to you by Heritage Credit Union. It’s more local, more trustworthy, and has our commitment to a sensible approach to money. With low and transparent fees, it’s more of what you would expect from your local credit union.
Important Information
In order for you to receive a Current Account, debit card or overdraft, you must be one of our members and resident in the Republic of Ireland. If you are under 16 years of age, we require the consent of your parent or guardian. Terms and conditions apply. Overdrafts are available to Current Account holders aged 18 years or older. Lending criteria, terms and conditions apply.
Google Pay FAQs
Apple Pay FAQs
Fitbit Pay FAQs
Contactless payment anywhere
Current Account Comparison Table
Note: Fees quoted are based on a customer making 3 ATM withdrawals (totaling €250 in cash), 3 lodgements, 5 chip and PIN transactions, 5 online transactions, 10 direct debits, and 30 contactless payments per month. Source Bonkers.ie 14/07/2023.
Includes Free:
- Debit Card Point of Sale & Contactless transactions in Euro
- Direct Debit and Standing Order processing
- Electronic payments into and out of your account
- Mobile and internet banking
- Euro ATM withdrawals up to 5 per month (within the SEPA Zone). A charge of €0.50 per transaction applies in excess of 5 per month.
- Quarterly eStatements
![Job Vacancy - MSA](/media/tl1gibkb/hiring-msa-news-pic.jpg{"src":"/media/tl1gibkb/hiring-msa-news-pic.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
![Car Loans Demystified](/media/djqlduxq/car-loans-demystified-news-pic.jpg{"src":"/media/djqlduxq/car-loans-demystified-news-pic.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
![Empowering Communities: The CU AHB Fund](/media/a3to0pke/cuda-pic-with-ceos.jpg{"src":"/media/a3to0pke/cuda-pic-with-ceos.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
![Heritage Credit Union AGM 2023](/media/wycbhw0o/agm-news-pic3.jpg{"src":"/media/wycbhw0o/agm-news-pic3.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
![School Quiz 2024](/media/mixihfyq/school-quiz-2024-news-pic.jpg{"src":"/media/mixihfyq/school-quiz-2024-news-pic.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
![Fraud Awareness Week 2023](/media/ngwbsxyz/fraud-awareness-news-pic.jpg{"src":"/media/ngwbsxyz/fraud-awareness-news-pic.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
![Greener Homes Branch Event](/media/miips3wy/house-to-home-news-pic.jpg{"src":"/media/miips3wy/house-to-home-news-pic.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
![Home Energy Information Event](/media/poph5gtl/home-energy-event-news.jpg{"src":"/media/poph5gtl/home-energy-event-news.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
![Winners again in CX Awards](/media/wuvnu5bz/cx-awards-news-pic.png{"src":"/media/wuvnu5bz/cx-awards-news-pic.png","focalPoint":null,"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
![HCU's 60th Anniversary](/media/fmvfulpe/heritage-60-news-pic.jpg{"src":"/media/fmvfulpe/heritage-60-news-pic.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
